This book contains the subjective opinions and ideas of the author. It is intended to provide helpful and informative material of a general nature on the subject matter covered. Although the author has researched the sources of information contained in this book, neither the author nor the publisher assume any responsibility for errors, inaccuracies, omissions or any other inconsistency herein. If you use the materials in this book, we hope you succeed, yet this book discusses financial management where each person is ultimately responsible for one’s own success and failure. Accordingly, use of this publication at your own risk. THERE ARE NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING FITNESS FOR A PARTICULAR PURPOSE, MADE WITH RESPECT TO THIS MATERIAL. Although the author has used the names of friends and associates, such usage should not be interpreted as an endorsement or disparagement. In some cases, names have been changed; any perceived slights against people or organizations are unintentional.

 

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The advice and strategies contained herein may not be suitable for your situation. Tax codes and other laws change frequently. The reader is instructed to seek independent advice from a competent attorney, tax advisor, real estate professional and/or other qualified advisor for their specific situation. These professionals are invaluable, even to the author, but it is important to establish relationships with them before the need arises. (It always costs less to stay out of trouble than to get out of trouble). Laws and local customs are different from area to area, so the reader should work with their professional team to verify how important tax and legal matters are handled in their part of the country.

 

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Secrets of Money^® is a registered trademark owned by Braun Mincher.

 

The "National Distribution of FICO Scores" chart was sourced from www.MyFico.com. Copyright © Fair Isaac Corporation. Used with permission. Fair Isaac, FICO, myFICO and, the Fair Isaac logos are registered trademarks of Fair Isaac Corporation.

 

REALTOR^® is a registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS^® and subscribes to its strict Code of Ethics. 

 

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